Safe Harbor TermTM

Phoenix Safe Harbor TermTM

Get the most out of life.

Phoenix Safe Harbor Term — a term life insurance policy specifically helps families get the most out of life.

Term insurance is an effective way to protect your family and cover expenses like short and long-term debts, medical bills, and college tuition in the event of an unexpected death. Phoenix Safe Harbor Term and Phoenix Safe Harbor Term Express offer death benefit protection in periods of 10, 15, 20 or 30 years.

Both Phoenix Safe Harbor Term products also include four living benefit riders1, offering additional flexibility and coverage for a number of unexpected events. These riders are available at no additional premium and offer protection for:

  • Critical Illness
  • Chronic Illness
  • Terminal Illness
  • Unemployment


Notes

1 Administrative charge will apply upon rider exercise. The policy death benefit will be reduced when rider is exercised. Rider benefits are not long-term care. See product brochure for additional details.

Important Disclosures

Insurance Products: NOT FDIC or NCUAA Insured NO Bank or Credit Union Guarantee.

Product features, riders and availability may vary by state. The Critical Illness Benefit rider is not available in CT

Nassau Re does not provide individual tax advice. Please consult your personal tax advisor for assistance.

The ability to apply for coverage online or over the phone directly with Nassau Re licensed agents for Safe Harbor Term is available in all states except CA, ME, and NY at this time.

Guarantees are based on the claims-paying ability of the issuing company.

Phoenix Safe Harbor Term and Phoenix Safe Harbor Term Express (ICC14PPTL, 14PPTL) are issued by PHL Variable Insurance Company (PHLVIC) (Hartford, CT). PHLVIC is not authorized to conduct business in Maine and New York.